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Non-QM Loans → Bank Statement Loans

Bank Statement Loans

Perfect for self-employed borrowers. Use 12-24 months of bank statements instead of tax returns.

No Tax Returns Needed

Many self-employed individuals write off business expenses, making their tax returns show less income than they actually earn. Bank statement loans solve this problem.

Key Benefits

No Tax Returns

Qualify using bank deposits instead

Personal or Business

Use personal or business bank statements

Flexible Terms

Various loan terms and options available

High Loan Amounts

Loans up to several million dollars

Ideal For

  • Self-employed business owners
  • Freelancers and consultants
  • 1099 contractors
  • Anyone with complex tax situations