Non-QM Loans
Flexible Financing
For Unique Situations
Don't fit the traditional lending box? Our Non-QM programs offer creative solutions for self-employed, investors, and international buyers.
Get My Quote
Non-QM Loan Programs
Non-Qualified Mortgage loans offer alternatives to traditional financing when standard programs don't fit your situation.
DSCR Loans
Debt Service Coverage Ratio loans for real estate investors. Qualify based on rental income, not personal income.
Bank Statement Loans
Perfect for self-employed borrowers. Use 12-24 months of bank statements instead of tax returns.
P&L Statement Loans
Qualify using a CPA-prepared profit and loss statement. Ideal for self-employed borrowers with strong businesses.
Foreign National Loans
Specialized financing for non-U.S. citizens looking to purchase or invest in American real estate.
Asset-Based Loans
Qualify based on your liquid assets rather than traditional income verification.
Who Benefits From Non-QM Loans?
Self-Employed
Business owners and freelancers with non-traditional income documentation
Real Estate Investors
Investors looking to finance multiple properties based on rental income
Foreign Nationals
Non-U.S. citizens purchasing property in the United States
High Net Worth
Individuals with significant assets but non-traditional income streams
Let's Find The Right Solution
Every situation is unique. Schedule a consultation to discuss your specific needs and explore your options.