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Non-QM Loans → Asset-Based Loans
Asset-Based Loans
Qualify based on your liquid assets rather than traditional income verification.
Your Assets = Your Income
Asset-based loans calculate income by dividing your liquid assets by the loan term, creating a monthly income figure for qualification.
Key Benefits
No Income Verification
No W-2s or tax returns required
Flexible Assets
Use retirement, stocks, or other liquid assets
High Loan Amounts
Finance luxury properties
Retirees Welcome
Perfect for those living on investments
Ideal For
- •Retirees with significant investment portfolios
- •High-net-worth individuals with complex income
- •Those living off investments and dividends
- •Business owners who take minimal salary