Enzo Maldini
Cash-Out Refinance
Cash-Out Refinance

Access Your Home Equity

Turn your home equity into cash for renovations, debt consolidation, investments, or major expenses. Lower rates than credit cards or personal loans.

80%

Max LTV Available

$500K+

Cash Available

6.5%

Rates From

5.0(200+ Reviews)
Get My Quote (949) 522-0606
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Free Savings Calculator

Are You Overpaying On Your Mortgage?

Find out in 60 seconds. Most Orange County homeowners are leaving $300-$800/month on the table.

30-year loans have lower monthly payments but higher total interest

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Calculator Disclosures

What This Calculator Shows: This calculator estimates potential monthly payment savings based on principal and interest (P&I) only. It compares your current mortgage payment to a potential new payment using current market rates.

Not Included: Property taxes, homeowners insurance, HOA fees, mortgage insurance (PMI/MIP), and other escrow items are not included in these calculations (NAP - Not Applicable to this estimate).

Rate Qualification: Actual rates depend on credit score, loan-to-value ratio (LTV), property type, debt-to-income ratio, loan amount, and other underwriting factors. Rates shown are estimates and subject to credit approval.

For Informational Purposes: This calculator provides estimates only and does not constitute a loan commitment or guarantee of rates or terms. Actual savings may vary. Contact us for a personalized rate quote based on your specific situation.

Professional consultation
Irvine homes
Happy clients
Santa Ana

What Will You Do With Your Equity?

Your home equity is a powerful financial tool. Here are the most common ways our clients use it.

Home Renovations

Upgrade your kitchen, add a bathroom, or expand your living space.

Debt Consolidation

Pay off high-interest credit cards and simplify your finances.

Investment Property

Use your equity as a down payment on a rental property.

Major Expenses

Fund college tuition, medical bills, or other significant costs.

Strategic Equity Access

Home equity is a powerful tool — when used thoughtfully. Enzo helps you understand the full picture: costs, impact on your mortgage, and alternatives.

We don't push you toward a decision. We give you clear information so you can decide what's right for your situation.

  • Clear breakdown of all costs
  • Compare to HELOC options
  • Long-term impact analysis
  • No-pressure guidance
Talk to Enzo

How Clients Used Their Equity

$150K cash out

"Used our equity to renovate our entire home. Enzo made the process smooth and the rate was better than a HELOC."

Mark & Susan T.

Newport Beach, CA

$60K debt consolidated

"Consolidated $60K in credit card debt into one low payment. Saving over $800/month now."

Anthony R.

Irvine, CA

$100K for investment

"Bought my first investment property using equity from my primary home. Best decision I ever made."

Lisa M.

Costa Mesa, CA

Free Equity Guide

Learn how to strategically use your home equity without making costly mistakes.

  • Cash-out vs HELOC comparison
  • Tax implications to know
  • Common mistakes to avoid
  • When to use (and not use) equity
Free Download

Home Equity Guide

Download the complete guide to using your equity wisely.

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Unlock Your Home Equity Today

Get a free equity analysis and see how much cash you could access.

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