Refinance
Refinance

Lower Your Rate. Save Thousands.

Stop overpaying on your mortgage. We'll show you exactly how much you could save — no obligation.

$400+

Avg. Monthly Savings

21

Days to Close

$85K

Avg. Lifetime Savings

5.0(200+ Reviews)
24/7 Available — We answer day or night

Free Savings Calculator

Are You Overpaying On Your Mortgage?

Find out in 60 seconds. Most Orange County homeowners are leaving $300-$800/month on the table.

30-year loans have lower monthly payments but higher total interest

No commitment required

No credit check

Your information stays private

Results in 60 seconds

Calculator Disclosures

What This Calculator Shows: This calculator estimates potential monthly payment savings based on principal and interest (P&I) only. It compares your current mortgage payment to a potential new payment using current market rates.

Not Included: Property taxes, homeowners insurance, HOA fees, mortgage insurance (PMI/MIP), and other escrow items are not included in these calculations (NAP - Not Applicable to this estimate).

Rate Qualification: Actual rates depend on credit score, loan-to-value ratio (LTV), property type, debt-to-income ratio, loan amount, and other underwriting factors. Rates shown are estimates and subject to credit approval.

For Informational Purposes: This calculator provides estimates only and does not constitute a loan commitment or guarantee of rates or terms. Actual savings may vary. Contact us for a personalized rate quote based on your specific situation.

Client handshake
Consultation meeting
Newport Beach
Explaining options

Why Refinance With Enzo?

Lower Your Rate

Lock in a lower interest rate and reduce your monthly payment.

Shorten Your Term

Pay off your home faster with a 15 or 20-year loan.

Save Thousands

The right refinance can save you tens of thousands over your loan.

No Hidden Costs

We show you the real numbers upfront — no surprises.

Enzo

Work Directly With Enzo

When you refinance with Enzo Maldini, you work with Enzo himself — not a call center.

Enzo reviews your situation honestly and explains your options clearly. If refinancing makes sense, you'll understand exactly why. If it doesn't, you'll know that too.

Call Enzo Now

Real Savings From Real Clients

$400/mo savings

"Enzo saved us $400/month on our mortgage. The whole process took less than 3 weeks."

Robert & Linda K.

Irvine, CA

$85K total savings

"I was skeptical about refinancing, but Enzo showed me the math. I'm saving $85,000 over the life of my loan."

David M.

Newport Beach, CA

No more PMI

"Finally got rid of my PMI thanks to Enzo. Should have called him years ago!"

Jennifer S.

Laguna Beach, CA

Free Refinance Checklist

Everything you need to know before refinancing. Avoid costly mistakes and maximize your savings.

  • When refinancing makes sense
  • Documents you'll need
  • How to compare offers
  • Hidden costs to watch for
Free Download

Refinance Checklist

Download the free PDF checklist.

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Refinance FAQs

Find Out How Much You Could Save

Get a free, no-obligation savings analysis today.

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Personalized • No obligation